Payment Policy

We value the needs of our customer and understand their doubts and questions regarding online shopping, especially when it comes to items like jewelry and diamonds. For that reason we stand committed to make your diamond and jewelry online shopping experience a pleasurable and easy one. To make our clients feel comfortable we offer several payment options.

    • Credit & Debit Cards:

We accept all major US and Canadian credit cards i.e. Master Card, Visa, Discovery and American Express through our shopping cart. Whenever you place an order, we verify your credit cards authenticity and funding at our end through the related authorized bank. These precautionary measures are taken into account for your safety as well as ours to ensure a well ordered payment and to prevent any kind of unauthorized charges or lack of safety while shopping online.

We accept the debit card. The debit card transaction is the most popular and common one. It uses the funds which are currently saved into your bank account. However, there are a few banks that do limit the amount one can withdraw on a daily basis. If this is the case, your order can be delayed

In this case, you will need to get in touch with your respective bank, so that they can authorize a waiver for the purchase amount that exceeds your per day transaction limit.

    • Tele Payment:

Making payments now is just a call away. This method allows the customer to make payments via telephone. All you need to do is dial 631.514.4635 and we shall accept your payment over the phone. For that we would take your credit or debit card details and complete the transaction for you.

    • Wire Transfer:

We offers 3% discount on any item purchased from our listed price, if payment is done through bank wire transfer. After you have placed an order, mail us if you prefer to make payments through this mode; you will receive an email from our side mentioning the list of instructions as to how you can complete the wire transfer. You can write to us on for more information and queries. Few banks may charge a minimal processing fee for a wire transfer. Usually, it takes about 2 to 48 hours to complete a domestic transfer. As soon as we receive the funds from your respective bank, we would send a conformation mail to you and proceed with your purchase.

    • Personal Checks & Money Orders:

We accept personal checks and money orders. Once your respective bank clears your check or money order, only then we would be able to ship your purchase. We may get in touch with you to verify your information for security reasons.Lay-Away Plan: We offer convenient lay-away plans. Please contact us on 631.514.4635 or write to us on to discuss the lay-away options.

We also accept the Amazon payment option. This provides a means to process your online transactions smoothly. The users don’t need to re-enter their credit or debit card details or shipping addresses, as it gets saved when they create their account at Amazon. The customers can purchase goods and services directly via MasterCard or Visa from US based websites by using their respective Amazon accounts. A customer can click on our shopping cart icon, which redirects you to the Amazon payment account, where you can complete your transaction by providing your username and password.?


              Terms & Conditions

              Demati supplies products listed on the Demati, and Demati websites, and in our stores under the following Terms and Conditions. Please read these Terms and Conditions, and our Privacy and Cookie Policies carefully before using any of our websites, or ordering from us.

              The Terms and Conditions apply to your use of any Demati website and to any products you purchase from them; regardless of how you access the website, including any technologies or devices where our website is available to you at home, on the move or in store

              We reserve the right to update these Terms and Conditions at any time, and any updates affecting you or your purchases will be notified to you, by us in writing (via email), and on this page.

              The headings in these Conditions are for convenience only and shall not affect their interpretation.

              We recommend that you print and keep a copy of these Terms and Conditions for your future reference...